Elder Law & Estate Planning Radio Interviews

Proud to be Live on 105.9 FM with Bill Osborne

Paul Hamilton, Esq.

Founder of Hamilton Trust, Estate & Elder Law, Paul is a lifelong learner dedicated to simplifying estate planning and elder law through education, helping families navigate life’s unpredictable changes with peace of mind.

Radio Interview (January 12, 2023)

Transcript

Bill Osborne
Good morning. Welcome back to the morning drive. 7:32 now on this Thursday and joining us in studio is Paul Hamilton from Hamilton Estate and elder law. Hamilton trust, estate and elder law. Like to get all that out there, Paul.

Paul Hamilton
Thank you so much. Good to be back.

Bill Osborne
Yes, good to be back. We were just talking about Christmas and the holidays and everything else going on. Haven’t seen you since New Year’s and we got to talking about football. You got to see, as we say now, the real national championship.

Paul Hamilton
The real yeah. Yeah, I actually had this interesting story, buddy of mine, one of my army buddies is an Ohio State fan. And of course, I’ve always been a Georgia fan and we always said if they played, yeah, we’d get together. So, he drove down to Atlanta from Ohio, and we went to the game in Atlanta on New Year’s Eve, and it was, it was electric. It was a great day, a great game. Of course, a stressful game. I think I came away with a few more gray hairs after that.

Bill Osborne
Yeah, that’s one of those games, though, when you’re there live and you can always look back on being a part of that game. You’re not on a field, obviously, but you get to be a part of it and to see that nobody leaves the stadium, everybody’s glued to their seats and just having a great time. Fortunately for Georgia fans who came out on top with the gosh, a heroic effort by the Bulldogs there at the end of the game.

Paul Hamilton
Was it really was. It was unexpected. I every play in the fourth quarter. I kept saying to myself, they’ve got to execute this perfectly and it seemed like every time they did and I, you know, and they say that’s the mark of a champion and that they can perform that way under adversity. And they sure did. And then and then we had the unexpected stomping. I don’t think anybody really thought that it would be that kind of whooping against TCU.

Bill Osborne
Yeah, I expected a 20-21 point you know situation that I felt Georgia very confident would win. But man, that was just like TCU couldn’t find their way.
Paul Hamilton
Yeah, it makes you just. It makes you wonder. How does that happen? You know, because they beat these other teams and.

Bill Osborne
Well, I only. And I said, you know, I thought the moment was too big for them. It was a team that was not used to being in that kind of spotlight. And just didn’t have the experience. Yeah, to God, that the way they say all, but maybe four people on their on that team had even been to a bowl game. So, you know, it was a very young team not to say that TCU is not an up-and-coming program.

Paul Hamilton
Oh, yeah. Very well. And Max Duggan probably has a great future still ahead of him.

Bill Osborne
Well, Paul, we get to talk about estate planning when you get to come in.

Paul Hamilton
That’s right.

Bill Osborne
And of course, you know, sometimes we talk about people doing a job, but to you, it’s sometimes not a job, it’s kind of a mission for you.

Paul Hamilton
Oh, absolutely. You know it. I was telling it, we had our first workshop of the year the other day and I was telling people about my progression in the practice of law, how I started out started off in, you know, small town, Nashville and meeting the diverse needs of a small community. You do a little bit of everything. And I found myself doing a lot of criminal litigation, a lot of family law litigation, of course, helping people with drawing up their rather simple wills and estates and whatnot. And I truly got tired of fighting, as my litigation practice grew, I got so tired of fighting. Fighting other lawyers, the clients on the other side, sometimes my clients, sometimes the judge, really grinds on you, and they say every lawyer has only so many trials in them. And as I reflected on what I could, how I could turn that ship and what I could still do as a lawyer, it came into pretty sharp focus because I always enjoyed the wills and trusts and Estates area of my practice and I decided to turn off those others and focus solely on this and I find it very gratifying to help people. Help people with the things that really keep them up at night and making sure that we protect their assets by finding credit. You know, I tell them that my two favorite people in the world were my granny and granddad and I really enjoy the history hearing about people’s lives. And how all couples met 50 years ago and it really is great. Yeah, it you’re right. They what they say find something you love and do it. So I’m getting to live my dream now. So it’s great.

Bill Osborne
And it shows with your clients and the thing that I love when you talk about when people say, well, I don’t, I can’t afford that. I can’t. I can’t justify hiring a professional to do a will or an estate plan or it’s that’s only for rich people and you get all these things. It is either you do it this way or you do it the states way. And this way at least you have control. And it really is expensive not to do it.

Paul Hamilton
That’s right. I tell people we can. You’re going to get a rule book because you can either draw up your own rulebook. And I promise you, if you don’t do that, the government has one waiting for you. So it is better to do it ahead of time when you’re not in the in the worst time to be going through all of that is when you’re in crisis, when you have a family member in failing health or you’re in failing health and you haven’t done those things. A lot of people leave our office of with the weight lifted off of them knowing that they’ve done, and they’ve taken care of those things they wanted to get taken care of and they’ve given a gift to their family members. A matter of fact, our best clients are those that have gone through a situation where they’ve had to deal with a parent or a loved one. They don’t want their kids to go through what they had to go through.

Bill Osborne
Now part of how you can get connected to your office is a real easy way, and that’s through your workshops. Which are totally free. I love your website too, Hamiltontrust.law. You’ve got where you can text questions. I mean there there’s so many avenues for you to start digging in as an individual to find out what is an estate plan. How do you do it? What steps need to be taken that don’t obligate you and makes it, you know, free and really open and you do that through your workshops as well as your website.

Paul Hamilton
And there’s a lot of resources on that website. There’s guides on probate what happens when someone dies and how you probate their estate. What happens if you’re looking at? If you need to learn more about Medicaid and how nursing home care is paid for through the Medicaid program. I am a big proponent of education and knowledge. I don’t. I don’t hoard that knowledge and keep it under wraps until you slide some money over. My philosophy is to provide you with that information. Because not everybody’s the same. Everybody has different things that are important to them and the main thrust of our workshop, it’s called the seven threats to your estate plan, is I want you to know what those threats are. And through those 7 threats to your estate plan, there’s 15 concepts in there, even though it says seven. I think if I said 15 threats might be too much but. But I want you to know these are the things I want you to think about and then I follow that up with a one on one meeting with you. Where I ask you what’s important and what’s not important and that helps guide and bring into focus our vision clarifier as to what might be a good fit for you as far as an estate plan. You know, because otherwise if I bring you in cold without any, any kind of information and I say tell me what you want. Most people look at me and you say you tell me, you’re the lawyer, and so I want you to be armed with that information. It’s important for me that you have that information so you can make an informed and very good decision.

Bill Osborne
Yeah, that’s it. You know, the idea is these workshops, 7 things, 15 things. Oh, God, I don’t wanna waste a whole afternoon. Hour and. 1/2. It’s very precise, but it’s a workshop, not a seminar.

Paul Hamilton
I’m glad you said that. I don’t get up there and lecture and it is interactive and you know we do this as a group and we tend to have anywhere from 10 to 15 people. And it’s an opportunity for you to ask questions. And sometimes the flavor, and I know I’ve said this before, the flavor of the workshop is a little different based on the questions sometimes that people say it’s even better the second time they come because you get different questions and different perspectives. So, it is an opportunity to hear what’s on other people’s minds too because I start the workshop by saying tell me why you came. Tell me. Tell me what’s on your mind. And invariably it’s a topic I will cover and if it’s not, if it’s a little off the beaten path then I’ll dive into that after I go through the workshop.

Bill Osborne
Well, to sign up for the workshop totally free. But you do need to register so you are aware of how many people are coming. You can go to HamiltonTrust.law. You can call the office was at 2070850. You got it. And you can register for the seminars. You got one coming up just about a week.

Paul Hamilton
Yes, we have one on the 24th, we had the first one of the year this past Tuesday. It was great. Our next one is going to be on the 24th at 1:00 o’clock we and we typically do these on the 2nd and 4th Tuesday of each month at 1:00 PM. We’re excited about the year where we’ve got a lot of things not only, you know, do we do our workshops, but we also for our existing clients we do programs throughout the year. We have our annual client meeting coming up I believe in March and a number of activities for our existing clients that we’ll be doing. I know one that I’m looking forward to is where I have a family picnic at the office. Looking forward to that. I think when the weather starts to warm back up and I think some we’re going to have a spirit night that might involve spirits and somewhere close to Halloween. So, I don’t know how that, how that that will work out. But and a naughty or nice Santa visit where people can have their picture made with either the Grinch or Santa.

Bill Osborne
Pretty good stuff. And as we’re closing up, that brings up the next thing, and that is these things that you do with estate planning are not as they call them, dead documents. These are live things that are happening. Your life changes and your connection with your existing clients is invaluable because things do change in your life, and you need to be able to make adjustments. If you will.

Paul Hamilton
That’s right, you know and you know, and particularly when you’re doing trust based planning, you know you need to if you’re buying something new or you’re opening, you’re buying a new piece of property or a new asset where to where do I put it? Where does it fit into my state plan? And that’s why we want to be there to say, yeah, that needs well, what are your intentions with that? And based on that, we can determine where we put it, whether we put it in your trust, others in your irrevocable trust or your revocable trust, or just in your individual name. You know we’re constantly helping our clients. And when you when you invest and you take time to build an estate plan, it’s important to keep it current. It’s not as simple as just sticking the Will in the drawer.

Bill Osborne
Yeah, and probably I’m guilty of that. I’ve got one about 8 years old that has been. Sitting there, but it’s done.

Paul Hamilton
Yeah, it’s done.

Bill Osborne
But time to revisit that, it really is.

Paul Hamilton
It’s good to take it. Take it out, you know, because I tell people, you know, people that you’ve named as agents to step in if you need someone to make decisions for you are they still alive? Are there health slipping? Is it time to think of someone else to put or a lot of times? If people have minor? Children when the children are adults now and they would want their child to make that decision versus, you know, their parents, so.

Bill Osborne
Yeah, good point. Well, Paul again the website Hamiltontrust.law. Your office, located at 2502 N Oak St. in Valdosta. All the different outsources that you have available for your clients are incredible. I appreciate you coming in a couple of times each month and we get to talk about these and remind people that there’s a lot more to estate planning than just writing a will.

Paul Hamilton
That’s right.

Bill Osborne
Paul, appreciate it. We’ll see you in a couple of weeks.

Paul Hamilton
Good to see you. Take care.

Bill Osborne
All right. We’ll be right back after. This on 105.9, WV.

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